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What are the payment rail limits for transfers to China?

For Alipay transfers

  • A single transfer is capped at CNY 30,000
  • A maximum of CNY 800,000 for ‘Family Support (to Close Relatives)’ or ‘Savings (to Self Only)’ can be received by the same recipient per year, across all overseas Alipay transfers
  • For 'Payments for Goods', a maximum of CNY 600,000 can be received by the same recipient per year, across all overseas Alipay transfers
  • For ‘Payment for Service’, a maximum of CNY 300,000 can be received by the same recipient per year, across all overseas Alipay transfers
  • For UnionPay transfers,

    • A single transfer is capped at CNY 18,000
    • The daily limit is capped at a maximum of USD 10,000 (or equivalent) can be received by the same recipient per day, across all overseas UnionPay transfers
    • The yearly limit is capped at USD 50,000 (or equivalent) can be received by the same recipient per year, across all overseas UnionPay transfers

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